Loans
Loan calculator
- „Expres +”
- „Succes”
- „Succes+”
- „Progres”
- "Mortgage credit"
- Credits for residential real estate construction, renovation and purchase of lots of land for construction
- „smartCredit”
- Ordinary Access Credit Card
- Preferential Access Credit Card
- Overdrafts on debit cards
- Loan for current and investment needs with bank deposit insurance
„smartCredit”
Destination – purchasing of goods and services from the Bank’s partners who have signed cooperation agreement with bank for one of the three categories of the product:
- smartCredit GOLD
- smartCredit SILVER
- smartCredit BASIC
Credit amount – from 2 000 lei to 30 000 lei (without bail)
Term – until 24 months
Interests rate – 0%
Other payments non-included in the interest rate – according to product type:
- smartCredit GOLD:
- examination fee – 100 lei;
- smartCredit SILVER:
- granting commission – 2%;
- examination fee – 100 lei;
- smartCredit BASIC:
- administration fee – 1% (montly);
- granting commission – 2%;
- examination fee – 100 lei;
Documents to be presented at receipt:
- Credit line request-questionnaire;
- Identity card (original + copy);
- Certificate on monthly net salary, covering the last 6 months;
- Copy of the work book (new+ old), initialed by the authorized person and stamped.
Eligibility criteria for applican:
- To be a citizen of the Republic of Moldova and have permanent resident visa for the Republic of Moldova;
- To be aged between minimum 20 (men and women) and maximum 62 – men and 57 - women, the maximum age to reimburse the credit;
- To have a permanent job, a present job history of minimum 6 months;
- To have a certain monthly income sufficient to cover monthly repayments of loans, fees and submit full set of documents requested by the Bank