Card account closing – card account may be closed at the account owner request. Closing is performed after 33 days from the request submission. In the application it is necessary to indicate the mode of the final balance restitution from the card account. The account owner is obliged to restitute all the cards connected with the account, inclusive the cards of authorized users. If the account owner does not return all the cards related to the account, the Application of card annulment shall be filled in and the fine according the tariffs for each card shall be paid.