Deposits provide the possibility to make any additional placements on deposit (except the last month), except "SUPER PROFIT", "SUPER PROFIT GOLD" and automatic renewal at the end of the term for the same period.

For more information please dial: 57-69-71 or 0-800-11 111 (within Moldova - free of charge).

Conditions are valid from 02.07.2008

Guaranteed in accordance with
Law no. 575-XV from 26.12.2003 regarding the guarantee of individuals deposits in the banking system.

BC "Moldindconbank" S.A. deposits

 

What is a bank deposit?

A bank deposit represents an amount of resources, placed at a bank account, at a fixed period of time, for which the Bank pays to the depositor the interest rate.

Deposit types

Depending on certain conditions, there are several deposit types.

Depending on the deposit currency, deposits are opened in Lei or foreign currency.

Depending on the interest payment, the deposits are with monthly, quarterly, annually and at the end periodicity of interest payment.

Depending on the interest rate:

·          Deposits with fixed interest rate – the Bank guarantee the fixed rate which will not change during the deposit period;

·          Deposits with variable interest rate – the Bank can modify the rate during the deposit period, depending on the market modifications.

 

BC "Moldindconbank" S.A. offers a large range of deposits with exceptionally profitable conditions, based on the conditions described.

“SUPER PROFIT” deposit is intended to resources placement for a fixed period of time with interest charges. The deposit can be set up as in Lei as in foreign currency at the most profitable interest rates, with monthly payment of the interest in cash or by transfer at the card account.

"TERM” deposit offers you the possibility to place the money for a fixed period of time with interest charges. The deposit can be set up as in Lei as in foreign currency. The interest payment is made monthly for Lei deposits and quarterly for deposits in foreign currency deposits. The deposit allows making any additional placements during the all period of deposits except the last month.

"FIDEL” deposit may be set up as in Lei as in foreign currency. The interest payment is made monthly for Lei and foreign currency deposits. The deposit allows making any additional placements during the all period of deposit except the last month.

"PENSIONAR” deposit is a term deposit intended exceptionally for pensioners. The deposit allows making any additional placements during the all period of deposit except the last math as well as 30% withdrawal (for Lei deposits) or 50% (for foreign currency deposits) of the initially placed amount and of additional placements, maximum 10 000 Lei per month (for Lei deposits) and USD or EUR 1 000 per month (for foreign currency deposits). The interest payment is made monthly for Lei and foreign currency deposits.

"EXPRES” deposit is a term deposit intended for automatically resources placements received through rapid money transfers systems (Strada Italia, RUS-Express, Быстрая Почта, SWIFT and others). The deposit allows making 50% withdrawal of the initially placed amount and of additional placements, maximum USD or EUR 1 000 per month. The interest payment is made monthly. The deposit allows making any additional placements during the all period of deposit except the last month.

"MOBIL” deposit is a term deposit intended exceptionally for pensioners. The deposit allows making any additional placements during the all period of deposit except the last math as well as 30% withdrawal (for Lei deposits) or 50% (for foreign currency deposits) of the initially placed amount and of additional placements, maximum 10 000 Lei per month (for Lei deposits) and USD or EUR 1 000 per month (for foreign currency deposits). The interest payment is made monthly for Lei and foreign currency deposits.

"PENTRU COPII PINA LA MAJORAT” deposit is a long term deposit, set up on the name of the child which didn’t attain one's majority (18 years). The depositor, which set up this deposit, has the right to disposal it until the child come of age. After the child come of age, he has the right to disposal the deposit. The interest is transferred to the deposit once a year and is paid at the end of deposit period with the total amount of deposit. The deposit can be set up as in Lei as in foreign currency. The deposit period is the period till the child come of age. The deposit allows making any additional placements during the all period of deposit except the last month.  

"VACANTA” deposit is a short term deposit, can be set up as in Lei as in foreign currency. The interest payment is made monthly for Lei deposits and quarterly for deposits in foreign currency deposits. The interest is paid at the end of four month period of the deposit. The deposit allows making any additional placements during the all period of deposits except the last month.

"CALL” deposit This type of deposit enables to keep money without any fixed term. It is possible the decreasing or the increasing of initial deposit’s balance any time.

At the end of all types of deposits period, the agreement period is prolonged for the same period, in accordance with Bank deposits policy at the prolongation moment (except for “Pentru copii pina la majorat” deposit).

At depositor’s request, the interest may be paid in cash, transferred at the card account or at the deposit, bearing additional interest.

Deposits are guaranteed in accordance with Law no. 575-XV from 26.12.2003 regarding the guarantee of individual’s deposits in the banking system.

For more information please dial: 57-69-71 or 0-800-11 111 (within Moldova - free of charge).