Tariffs

COMMISSIONS APPLIED TO NATIONAL CURRENCY TRANSACTIONS

for individuals and legal entities

1.Clients accounts
Current account opening
Legal entities Chisinau	100 lei
Legal entities outside Chisinau	70 lei
For individuals - entrepreneurs	70 lei
For individuals	Free of charge
Legal entities - account restructuring	Free of charge
Deposit accounts’ service	Free of charge
Current account closing
Liquidation or reorganisation	100 lei
Transfer of account balance to other bank	200 lei
Transfer to other branch of MICB	Free of charge
Transfer balance account to other bank	1%-3%
2.Commissions applied to legal entities’ transactions
Processing of
- Payment orders	3 lei
- Payments received	Upon agreement
Collection of payment orders inquires	3 lei- per order
Collection of payment orders	3 lei per document
Notification of clients concerning the entrance in their accounts	5 lei per information
Cheque book submission (25 pages)	15 lei
Account statement receipt	Free of charge
Copy of account statement receipt	15 lei per copy
Copy of account statement receipt 3 months after transaction	25 lei per copy
Copy of account statement receipt 1 year after transaction	100 lei per copy
Print of clients’ payment orders	2 - 3 lei / 1 payment order
Print of different financial information (legal, economical) required by the clients	15 lei/ 1 page
Certificate issuance
Confirming the account existence	20 lei
On assessed contribution	20 lei
Certificate of personal account turnover
Current year	50 lei
Previous year	100 lei
Other certificates and information required by the clients	20-100 lei
Monitoring of clients payments transferred from another bank but not received	20-100 lei
Return of funds wrongly transferred due to client’s error - as per clients order	20-100 lei
3. Electronic banking
"Client-Bank" system
Installation	500 lei
Monthly payment for using the Client-Bank application	100 lei
Processing of : Payment orders	3 lei
Payments received	Free of charge
Reinstallation	200 lei
Internet-Bank system
Installation	15 USD
Monthly payment for using the Internet-Bank application	10 USD
"Telebanking" system
Installation	Free of charge
Monthly payment	$ 5
Electronic account statement by Internet
Installation	Free of charge
Monthly payment	50 lei
4.Cash payments
Cashing	Free of charge
Cash withdrawals for:
Salaries	0,7%
Managerial expenditures	2,0%
Business trips	1,5%
Agricultural products acquisition	1,5%
Exchange offices (banks clients) for foreign currency purchase	0.7%
More than 50 000 Cash withdrawal without order (except for paying salaries purpose)	0,1%
Cash receipt collected by the Bank	0,2-0,7%
Cash transportation as per client’s request.	0,3%-0,5% of amount, min 200 lei
5.Commissions applied to individuals’ transactions
Transfer of money to the call deposit account	2%
Transfer of deposit assets:
to another branch of MICB	Free of charge
to another bank	0,5 % of transaction value
Safe deposit boxes / safekeeping per month
Small box	60 lei
Middle box	80 lei
Big box	100 lei
Pledge for key and magnetic card	Residents - 250 lei, nonresidents - $50  Employees - free of charge
Current account copy	10 lei
Deposit book	2 lei
Duplicate of deposit book	5 lei
Paper money checking	1 lei / 1 banknote
Exchange of deteriorated paper money (USD)	10% of amount
Payments for CCL	Free of charge
6.Corporate Security transactions
Broker services (<1.000 lei> 1.000.000 lei)
For legal entities	0,2% - 5% of amount
Up to 10.000 lei	5% , min. 75 lei
From 10.001 lei up to 100.000 lei	4%-1,5%
From 100.001 lei up to 500.000 lei	1,5%-1%
More than 500.001 lei	1%-0,2%
For individuals	0,2% - 2,5% of transaction value
Up to 10.000 lei	Up to 2,5%, min. 50 lei
From 10.001 lei up to 50.000 lei	2%
From 50.001 lei up to 100.000 lei	1%-1,5%
From 100.001 lei up to 500.000 lei	1,5%-1%
More than 500.001 lei	1%-0,2%
Dealer services on the State security market
For residents	0.05 - 0.3 lei per security
For non-residents	1,4 - 7,6% of discount value
SWOP transactions:
Up to 10.000 lei	50 lei
From 10.001 lei up to 50.000 lei	1%
From 50.001 lei up to 100.000 lei	0,5%
From 100.001 lei up to 500.000 lei	0,25%
More than 500.001	0,1%
REPO transactions	Interest Rate depends on market situation and the transaction term
Nominal possession
Personal accounts Opening	2 lei per account
Maintenance of clients’ personal accounts	7 lei per account
Registration of security operations	2 lei per registration
Reports on clients’ personal accounts	7 lei per account
Tabulation of clients / Clients list preparation	15 lei per client
7.Deposit services for Investments Funds
Payment for depository services
Account opening	35 lei per account
Transaction processing	10 lei per transaction
Examination of net assets calculation	100 lei per verification
Extract from transactions register	10 lei per extract
Letters to the independent registrars	5 lei per letter
Account closing	200 lei
VAT	20%
8.Credit services
Legal entities
1. Loans granted in MDL
a) Up to 18 months	min. 1% from the granted amount
b) More than 18 months, inclusive:
from own resources	min.1.5 - 2.0% from the granted amount
from IDA resources (rural business)	min. 1.5% from the granted amount
from IFAD resources (agricultural producers)	min. 1.5% from the granted amount
2. Loans granted in foreighn currency (FX)
a) Up to 18 months	min. 0.5% from the granted amount
b) More than 18 months, inclusive:
from own resources	min. 0.7 - 1% from the granted amount
from IDA resources (rural business)	min. 0.7% from the granted amount
from IFAD resources (agricultural producers)	min. 0.7% from the granted amount
3. Loans granted by World Bank	1,5% from the granted amount
4. Overdraft
a) Up to 30 days
in MDL	min. 0,5%
in FX	min. 0,5%
b) Overdraft facilities
for each amounts	min. 0,5%
5. Credit line
a) Revolvong credit line
at the first granted amount are applied the fees from the p.1and 2 depending on currency and period
for next amounts
in MDL	min. 0,5%
in FX	min. 0,3%
b) Credit line	min. 1.5% from the fixed limits
6. Prolongation of Loans
a) Up to 6 months, inclusive:
in MDL	min. 0,7% from the prolonged amount
in FX	min. 0,5% from the prolonged amount
b) More than 6 months, inclusive:
in MDL	min. 1% from the prolonged amount
in FX	min. 0,7% from the prolonged amount
Individuals
7. Consumption lending (MDL)
a) Up to 18 months	0.5%
b) More than 18 months	1%
8. Credit files examination
- depending on credit amount	max. 300 MDL
9.Letters of Credit
Issuing LC	1%, max. 200 lei
Payment	3%, max. 300 lei
Bank garantee examination	1%, min. 100 lei max. 10 000 lei
Comission for garantee	5-6% per year
10.Other services
Payments for telephone, public utilities, Sun TV services	Free of charge
Payments (taxes, duties) to state budget	2 lei
Sale of Treitelcom and Voxtel cards ( Tempo, Scratch)	Moldtelecom and Voxtel real cost
Sale of insurance policies: "green card" / civil responsibility	"CARAT" tariffs
Fax charges - R. Moldova	5 lei per page
- outside R.Moldova	25 lei per page
Express delivery (DHL, UPS, TNT)	Real cost
Memorable coins realization	According to established prices